Post Closing Specialist

Job Description: Post Closing Specialist

Location: San Diego, CA

Salary: 70K-80K

Required Skills & Experience

• Bachelor’s Degree
• 1–2 years of experience in the mortgage industry as a Post Closing Specialist, Junior Underwriter, Doc Drawer, Disclosure Specialist, or similar position

Nice to Have Skills & Experience

• Encompass experience
• Understanding of TRID regulations

Job Description

A mortgage company in San Diego is seeking a detail-oriented and organized Post Closing Specialist. This role is responsible for reviewing, auditing, and finalizing loan files after closing to ensure compliance with investor and regulatory guidelines. The ideal candidate will have exceptional attention to detail and the ability to work efficiently in a fast-paced environment.

Key Responsibilities

• Audit closed loan files for completeness and accuracy
• Ensure all required documents are signed, dated, and properly executed
• Ship loan packages to investors and ensure timely delivery of trailing documents
• Resolve post-closing conditions and deficiencies with internal teams and third parties
• Maintain compliance with agency and investor guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA)
• Update loan systems and track outstanding items to ensure timely resolution